We have all been there. You run out of money, but there’s still over a week to go until pay day. So what do you do? Surviving on thin air isn’t possible, especially if you have plans. But are there any other options?
Rearranging Your Plans
One solution to the problem would be to rearrange you plans, so that the activity takes place after your next pay day. You could be honest and explain your financial situation to the person that you’ve made the arrangement with. Granted, this might not always be possible, especially if you have a date-specific plan, but this is something that’s worth at least considering.
Borrowing Money From A Friend Or Family Member
If rearranging your plans isn’t an option and you really want to go, then you could ask a friend or a family member if you could lend money from them. If you decide to go down this route, then make sure that both parties are clear about when the cash should be paid back. Failing to communicate properly and set firm deadlines can lead to fall outs.
Turning To A Company
if you don’t have anybody close that you could ask to lend money from, or you’d prefer not to ask, then you could turn to a company for help. Maybe you could arrange a payday loan alternative to see you through from a company such as Polar Credit.
If you went down this route, you’d apply for a Polar Credit Line. If you are approved, you will have a credit limit from which you can transfer funds as and when you wish, into your nominated bank account. You will need to make monthly payments towards your balance. But as long as you comply with the terms of your credit agreement and stay within your credit limit, you can withdraw as much money as you need.
Cut Back In Other Areas
Try looking at your financial commitments to see if you can make savings elsewhere. This could mean cutting back on your shopping, or adding less fuel to the car at the petrol station. Make savings where you can, so you can afford to see your plans through.
Remember You Not The Only One
If you find yourself in a situation where you’re running short of cash, then try not to worry and don’t beat yourself up over it. Millions of people find themselves in this situation from time to time and it’s nothing to be ashamed of. You will find a solution to your problem and next month’s pay day will be here before you know it.
Note: this is a paid collaboration.